Finance your wayOpening balance to principal repaid to interest charged to closing balance, per loan per FY. Audit-style movement report.
For disposed/traded assets: sale value vs tax written-down value = assessable gain or deductible loss (apportioned for business use). Indicative — confirm with your accountant.
Finance interest (averaged over each linked loan's term) plus your annual running costs — registration, insurance, servicing and other. Add running costs on each asset (Edit → Running costs). Indicative — confirm with your accountant.
Recent changes to your loans and assets. Edits to tax-affecting fields (rate, depreciation method, balloon, disposal…) are recorded — an audit trail for the figures. Cloud accounts only.
Outstanding balance at a chosen date, and the interest you'd save by clearing the loan then. Break fees vary by lender — add yours if known.
Compare staying on the current loan versus refinancing the outstanding balance at a new rate and term.
Pre-purchase decision: enter each lender's offer — the rate OR the repayment (Finway derives the other) — and see which costs less over the full term. Indicative — confirm with your accountant.
Move the slider to see how a rate change flows through your variable-rate loans (fixed loans are locked). Respects the current entity filter.
Interest + fees grouped by Australian BAS quarter (Q1 Jul–Sep, Q2 Oct–Dec, Q3 Jan–Mar, Q4 Apr–Jun).
Enter the loan amount and any two of rate, repayment and term — leave the one you want to work out blank and Finway solves it.
Enter the exact repayment from your contract to match the lender's schedule to the cent; otherwise Finway derives it.
Interest is calculated daily on the actual number of days (actual/365) — the standard for AU equipment & bank finance. The repayment is flat, but the interest portion of each payment isn't simply rate ÷ 12.
What are you adding? This creates and links records in one flow.
DV rate = 200% / life; Prime cost = 100% / life. The two books run independently — one for ATO tax, one for your accounts. Indicative only; confirm with your accountant.